in response to Matthew10... I know someone who will be loosing a single family home in less than 30 days it is very sad to see what it feels like to loose a home when a person/family has lived in the home for over 40 yrs..my friend is at his wits end and doesn't know what to do because now the bank ownes the home and they were told to move within a months time..I myself do not know anything about owning a home because I rent and have never owned a home...are their any suggestions that you can help me with so I can pass it on to a friend of mine who is very sad that his grandmother will have to vacate her home of 40+ yrs?...and has no idea what to do next in order to keep the home somehow someway!.